Real‑World Loans. Fast Decisions.
Specializing in DSCR Rental Loans, Fix & Flip, and personal lending—with fast closes and no fluff.
Flexible Financing for Every Deal
DSCR Loans
Down Payment:
Typically 20% (can be 15% for strong deals)
Cash‑Out: Up to 75% LTV
Terms: 30 & 40‑year options
Purpose: Long‑term rental financing built around property cash flow
Fix & Flip
Down Payment:
5–15% (credit & experience matter most)
Rehab: 100% financed
Rates: Typically 11–12% (best cases high 9s)
Draws: Cell‑phone pictures accepted
Fast‑Close Fix & Flip
85% Purchase & 85% Rehab financed
No appraisal if loan amount < $700k
Close in 1–2 weeks
How It Works
*Nothing here is a commitment to lend. Terms subject to underwriting & market conditions.
Our Trusted Partners
DSCR Calculator
Calculate your Debt Service Coverage Ratio instantly
What is DSCR?
Debt Service Coverage Ratio (DSCR) measures your property's ability to cover its debt obligations. Most lenders require a DSCR of 1.25 or higher.
- DSCR ≥ 1.25: Strong qualification, best rates
- DSCR 1.0-1.24: Acceptable, may have higher rates
- DSCR < 1.0: Property doesn't cover debt service
Ready to move?
Join hundreds of investors who've closed deals with us. Fast approvals. Transparent terms. Funds when you need them.
